LR Dealer
Member Since: 13 Oct 2006
Location: Kent
Posts: 41
  
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My understanding is that the P11D valuation is only taken on factory fitted options, or any accessories that would increase the resale value of the car. The examples given by HM Inladn Revenue are audio/entertainment systems, leather upholstery.
no mention of winches!
As far as I know Land Rover Finance Freedom agreements (PCP) do not penalise for the fitment of genuine Land Rover Accessories (why would they?) the accessories are actually taken into account when setting up the agreement. The downside is that you would have to fit a new front bumper if you took the winch off at the end of the agreement - or buy another winch for your next D3.
Ask your dealer to check with LRFS for the exact wording as to their returns policy. Contract Hire is a completely different minefield, due to the car having to be returned to the finance house concerned, and then onto the auctions. You never own the car, hence not being able to do as you like to it.
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 18th Oct 2006 10:27 am |
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StillThinking...
Member Since: 12 Oct 2006
Location: Kent
Posts: 24
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LR Dealer....
I would be looking for a TDV6 HSE nearly new...... (maximum 18monthes old, with maximum 15k miles)
I havn't been told my exact budget as yet as the accounts chap has yet to work it out....
Any idea what age / price a D3 would be to this spec?
Out of curiousity, what dealership are you from? I might swing some business your way as im looking for a D3.
Many Thanks
Lee
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| 18th Oct 2006 10:49 am |
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Martin
Site Admin and Owner
Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18464
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Ahem  06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know!
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| 18th Oct 2006 10:52 am |
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StillThinking...
Member Since: 12 Oct 2006
Location: Kent
Posts: 24
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sorry im new to all this....
have i broken some code of conduct? Appoligies if so.......
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| 18th Oct 2006 10:55 am |
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Martin
Site Admin and Owner
Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18464
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No, no problem with what you said - just LR Dealer isn't allowed to quote you a price because of our Commercial Posting Rules  06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know!
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| 18th Oct 2006 11:00 am |
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Ken
Member Since: 20 Feb 2006
Location: Here
Posts: 10865
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Read the replies v-carefully, if you fit anything after the agreement has been set up then as said before penalties can apply, Yes you can add them to your agreement however most accessories (not options) are written to zero I do this every day (for my sins) so you will pay for them in full be duty bound to return the car with the bits on but for no RV gain. All this said if you are fitting winch etc you would be better selling privately to an enthusiast group (like us) as the benefits are known most (not all) dealers want standard stock which is easier to shift.
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| 18th Oct 2006 11:01 am |
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Disco 3 RS
Member Since: 23 May 2006
Location: South Lakes
Posts: 60
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Correct me if i'm wrong but if your a shareholder in the company can't you just be paid a large dividend (tax free) which would enable you to purchase a D3?
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| 18th Oct 2006 11:01 am |
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StillThinking...
Member Since: 12 Oct 2006
Location: Kent
Posts: 24
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appoligies martin, i didnt realise.
disco rs.... im not yet a shareholder in the company... that joyous day will come when the MD (my old man!) retires.... which could be 1 or 2 years away yet...
but your right, when i am a shareholder that would be by far the easiest way to purchase a car without getting stung by the tax man.
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| 18th Oct 2006 11:06 am |
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Gareth
Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26714
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I wish my dividends were tax free 
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| 18th Oct 2006 11:11 am |
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StillThinking...
Member Since: 12 Oct 2006
Location: Kent
Posts: 24
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hopefully by early next year i will have a D3 and a finance package to suit.
the biggest problem i have is convincing my other half.... apparently they are old mans farmers cars! what does she know! haha!
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| 18th Oct 2006 11:14 am |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72810
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Gareth wrote:I wish my dividends were tax free
Are they still NI free? I've been out of business quite a while so things might have changed.
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| 18th Oct 2006 11:25 am |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72810
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Always someone lowering the high intelect of this thread!
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| 18th Oct 2006 11:28 am |
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JMC
Member Since: 25 Feb 2006
Location: Aberdeen-Angus. Where the Bull* comes from!
Posts: 6417
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Martin wrote:LR Dealer isn't allowed to quote you a price because of our Commercial Posting Rules
How can you expect any newbie to read that before asking questions Martin?
If 'you-know-who' was perhaps known as 'LRD' then nobody turning up new to the site would even think to ask such questions in the first place.
I know, I know, it's been done (badly) on another thread.
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| 18th Oct 2006 11:28 am |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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Big problem with dividend income is you can't use it to make pension contributions. Please remember your poor IFA (shaking tin) its nearly Christmas DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 18th Oct 2006 11:30 am |
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