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DISCO4.COM > Finance, Insurance and Warranties

Advice on warranty please.
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Ackers
 


Member Since: 31 Aug 2012
Location: Gloucestershire
Posts: 229

United Kingdom 2009 Discovery 3 TDV6 SE Auto Santorini BlackDiscovery 3
Advice on warranty please.

Hi folks

My D3 is out of LR warranty - as yet no new price to extend.

It's a 59 plate SE covering 48,000 miles.

The wife as her Monday to Friday I get it on he weekends to fuel and clean!

We do average 8 k a year.

Warranty direct have offered me the luxury care pack including all ICE & Sat nav cover etc.

The best quote so far is £675 per year.

Is that a good price?

Thanks

Askers  
Post #114996430th Aug 2013 9:55 am
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Spinney
 


Member Since: 18 Aug 2013
Location: DEVON
Posts: 48

England 

I had a similar quote from Warranty Direct. If you ask about their Lite policy the price will drop considerably. We were quoted £135 and the policy covers wear and tear and up to £200 p/h labour.
However you need to arrange your own AA or RAC cover as you must be towed to a garage to be able to claim...
The car must be serviced as per LR recommendations.
No claims as yet so only time will tell how good they are.  
Post #114998630th Aug 2013 10:43 am
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Ackers
 


Member Since: 31 Aug 2012
Location: Gloucestershire
Posts: 229

United Kingdom 2009 Discovery 3 TDV6 SE Auto Santorini BlackDiscovery 3

Thanks

Ill wait for them to ring me back - no doubt they'll be chasing my business.

Does your policy include the sat nav etc?

Cheers  
Post #115002030th Aug 2013 12:29 pm
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dubbs
 


Member Since: 18 Apr 2012
Location: Gloucestershire
Posts: 3626

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Lux Auto Causeway GreyDiscovery 4

I decided to forgo the warranty on my 09 and instead put the £100 a month in to premium bonds.

That will stay as a fund for fixing "stuff" and for every month nothing goes wrong the savings pile up and give me a chance of actually paying a return.

Admittedly first few months are a gamble but after that you should be quids in.  
Post #115003230th Aug 2013 12:52 pm
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Ackers
 


Member Since: 31 Aug 2012
Location: Gloucestershire
Posts: 229

United Kingdom 2009 Discovery 3 TDV6 SE Auto Santorini BlackDiscovery 3

Dubbs

I like your thinking Smile

Something to consider over the next couple of weeks.  
Post #115004930th Aug 2013 1:40 pm
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dubbs
 


Member Since: 18 Apr 2012
Location: Gloucestershire
Posts: 3626

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Lux Auto Causeway GreyDiscovery 4

Someone else suggested it on here. Admittedly if the engine goes pop you're on to a loser but with a 2009 car and well maintained I'd suggest for me it is HIGHLY unlikely and if it did then I'd be going down the recon/2nd hand route which is more like £2k than £10k from what I gather.

If you keep the car well maintained the vast majority are fine and you'd have to be quite unlucky - most faults are reasonably easy fixed by the independent experts on here at a reasonable price and that leaves standard servicing at dealers to keep the stamps if you are so inclined.

Sitting pretty with £1200-2000 in premium bonds would make me much happier than knowing it went to a warranty co and I didn't use it - likewise claims are often expensive because of the main dealer prices. Go indie, get it done just as well or better at a fraction of the cost.

More efficient all round and it keeps the support network live and kicking Thumbs Up  
Post #115007030th Aug 2013 2:42 pm
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Spinney
 


Member Since: 18 Aug 2013
Location: DEVON
Posts: 48

England 

I should have said we pay £135 per annum plus the cost of AA cover at £90 pa.

The only question is whether WD will pay up after a claim but I have heard they are OK.  
Post #115009630th Aug 2013 3:36 pm
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Richie63
 


Member Since: 16 Oct 2012
Location: Kent
Posts: 494

England 2005 Discovery 3 TDV6 SE Auto Zambezi SilverDiscovery 3

Spinney,
what sort of cover do you get for your £135 a year?

Richard  
Post #115011430th Aug 2013 4:23 pm
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Spinney
 


Member Since: 18 Aug 2013
Location: DEVON
Posts: 48

England 

Cover depends on the age of the vehicle.

We have the Extracover for cars up to 8 yrs old.

Have a look here: http://www.warrantydirect.co.uk/policyword...ection=bri  
Post #115012530th Aug 2013 5:09 pm
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