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Land Rover Insurance Versus ???
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icestationzebra
 


Member Since: 05 Nov 2008
Location: Cheshire
Posts: 595

United Kingdom 2006 Discovery 3 TDV6 S Manual Bonatti GreyDiscovery 3

Every time I have asked about covering a remap the next question has been 'how much increase in horsepower?'

Try telling them its for towing and they want to know if there is a tow bar fitted-no. Er what now?

Its no good telling someone how much you pay for cover as no two quotes are the same even before postcodes are taken into consideration.
  
Post #103366212th Jan 2013 9:40 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

no, but it gives a general indication.

NFU were quoting over £500 (for the same Postcode, details etc)
 Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
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Post #103366412th Jan 2013 9:42 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72960

Ukraine 

Have they said yes to a remap isz? If so what BHP uplift over standard? No problem with tow hook, have one that can be fitted or carried inside.
  
Post #103366712th Jan 2013 9:44 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

I told them I had an engine ECU improvement that gave better torque for towing and improved efficiency - I had to name the co. that provided it, and there was no additional charge.

depends on how you describe it.

say its a remap to increase BHP and acceleration etc and they will view it differently.

also, be sure to mention if you blank off the EGRs - some cheaper insurances Co's have cancelled cover once EGRs have been blanked
 Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide 
 
Post #103367912th Jan 2013 9:50 pm
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icestationzebra
 


Member Since: 05 Nov 2008
Location: Cheshire
Posts: 595

United Kingdom 2006 Discovery 3 TDV6 S Manual Bonatti GreyDiscovery 3

BAS remap is 38bhp increase I believe, Aviva also wanted to know how much the remap cost which was a first.
  
Post #103368012th Jan 2013 9:50 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

i think they want the cost so they know the replacement value in the event of a theft or write-off
 Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide 
 
Post #103368712th Jan 2013 9:59 pm
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BrianT
 


Member Since: 17 Nov 2009
Location: Ayrshire
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Scotland 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

Russell wrote:
Following Disco Duncs accident I changed to LR issurance and got a very very competative quote, they are also happy with LR assesories and off roading Thumbs Up


Likewise i tried LRI when Admiral was over £600 renewal,got it down to £438 with LRI,i think the included mods/accesories are if OEM LR,and off road was providing there was no competition involved.

I stand to be corrected.

BrianT Thumbs Up
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MY 05 SE Adriatic Blue (Gone but not forgotten)
 
 
Post #103371712th Jan 2013 11:03 pm
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Leesbay
 


Member Since: 20 Dec 2011
Location: rainford
Posts: 1581

United Kingdom 2006 Discovery 3 TDV6 S Manual Cairns BlueDiscovery 3

anyone got contact details for LRI please mines due for renewal this month
 ....................................................................................................


If my wife ever sells my stuff for what she thinks I paid for them, you lot are gonna get some bargains! 
 
Post #103376013th Jan 2013 1:05 am
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Leesbay
 


Member Since: 20 Dec 2011
Location: rainford
Posts: 1581

United Kingdom 2006 Discovery 3 TDV6 S Manual Cairns BlueDiscovery 3

cancel my request, i went online for a quote, but they are a lot more expensive than current insurers Aviva
 ....................................................................................................


If my wife ever sells my stuff for what she thinks I paid for them, you lot are gonna get some bargains! 
 
Post #103376113th Jan 2013 1:13 am
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
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Posts: 72960

Ukraine 

Just phoned LRIns and it was a flat no to a "remap to improve towing and economy". They didn't even ask if it increased mpg or top speed. Thought about the "modified ECU" description but that's not an accurate description of the mod, it's a remap. Last thing I'd want in the event of a claim was haggling over what "modified ECU" meant and risk of claim being rejected and/or policy invalid.
  
Post #103454314th Jan 2013 11:57 am
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BLFarrar
 


Member Since: 02 Aug 2006
Location: Deepest, Dankest, Darkest, Dingiest......Le Halifax, West Yorkshire...with strong links to Ireland
Posts: 6222

France 2006 Discovery 3 TDV6 HSE Auto Lugano TealDiscovery 3
I have Allianz..

through a broker who is as sharp as a razor...
they write to me about a month before the renewal date & quote the prices....inviting me to improve on these ...I have never got below thier lowest quote.
I have four named drivers on my policy & they were realistic when I first added my youngest daughter

I have checked they dont cover re-maps...which doesnt really bother me
but do allow me to use winter tyres

They were also very competitive when I recently had to insure my Jag (group forty something).....from a different company ut with all the whistles & bells for a soft top sports car.

I have never compared the quotes from existing with LandRover but will next time its due....
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Post #103464814th Jan 2013 2:54 pm
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Discoed
 


Member Since: 16 Jun 2010
Location: Yorkshire
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United Kingdom 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

DSL wrote:
Just phoned LRIns and it was a flat no to a "remap to improve towing and economy". They didn't even ask if it increased mpg or top speed. Thought about the "modified ECU" description but that's not an accurate description of the mod, it's a remap. Last thing I'd want in the event of a claim was haggling over what "modified ECU" meant and risk of claim being rejected and/or policy invalid.


I just spoke to LRins and they were happy with a re map - seems odd that they are so inconsistent. Their quote was good although did not include breakdown cover (£583)
  
Post #103466814th Jan 2013 3:31 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

they probably knew that a remap would double the speed that DSL drove at Laughing Wink
 Duncan
-----------------------------------------------------
If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide 


Last edited by DiscoDunc on 14th Jan 2013 4:43 pm. Edited 1 time in total 
Post #103467014th Jan 2013 3:32 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72960

Ukraine 

Oi!! I don't drive at 30mph without it!! Ner Ner Laughing

Might try them again though might just be an academic point as NFU premium has just dropped £170 and only £10 more than the LRIns online quote, without remap.
  
Post #103470014th Jan 2013 4:40 pm
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Garym2000
 


Member Since: 17 Apr 2012
Location: Carlisle, Cumbria
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United Kingdom 2008 Discovery 3 TDV6 XS Manual Stornoway GreyDiscovery 3

Just swapped to landrover insurance today, basically because the company with would not cover me for any offroading. Very competitive quote for a much better policy. Phone them though, rather than use their online quote system, they will negotiate.
  
Post #105959021st Feb 2013 11:23 am
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