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DISCO4.COM > Finance, Insurance and Warranties

Gutted - Insurance says NO!
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

Dave T wrote:
DiscoDunc wrote:
DSL wrote:
Ah but is it on the paperwork, could you do this event by showing your car has it?


it says it is covered for Off Road Cover in my LRI policy book Thumbs Up


But who carries the policy book?


the policy holder Thumbs Up

if he has to prove he has off road insurance then he needs to show the certificate and the policy book/schedule. Duncan
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Post #99538128th Oct 2012 7:27 pm
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ruggedpeak
 


Member Since: 10 Jun 2010
Location: UK
Posts: 1625

United Kingdom 2007 Discovery 3 TDV6 XS Auto Zermatt SilverDiscovery 3

bp wrote:
I think the OP has got the wrong end of the stick, they want to see your insurance bert to prove it is a roadworthy car not to coveryou for damage unless I am much mistaken Thumbs Up


The Forestry Commission has required proof of off road cover for access to Cannock for many years. I guess they don't want to pay the extra on their policies. They are also very strict about allowing off roaring of their land. Far more than most other landowners. Tony

Club RLD Wheel Protector & Sump Guard
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Post #99539528th Oct 2012 7:41 pm
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Ceekay
 


Member Since: 17 May 2009
Location: Bury
Posts: 2089

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Waitomo GreyDiscovery 4

Slightly off topic (ish)

Surely your insurance company would have to cover you on a green lane as arn't they supposed to be byways as such and therefore taxable roads but just not properly maintained? D4 HSE Lux MY16 Club Waitomo
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Post #99542128th Oct 2012 7:57 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73086

Ukraine 

Probably not green lanes. Private roads with no right of way. Thumbs Up  
Post #99542728th Oct 2012 8:00 pm
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Gb2010
 


Member Since: 06 Oct 2012
Location: Tamworth
Posts: 39

United Kingdom 2006 Discovery 3 TDV6 Base 7 Seat Manual Zambezi SilverDiscovery 3

If you make a claim for damage caused on a green lane what "name of road where accident happened" do you fill ?

Also just a thought what happens if you park on a field for say an event and you have a collision/bump when leaving, are you covered? LOW range should only be used in situations where low speed manoeuvring is necessary, such as reversing a trailer or negotiating a boulder strewn river bed! Page162 owners handbook
Epic  
Post #99546128th Oct 2012 8:30 pm
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bp
 


Member Since: 06 Jan 2010
Location: Stuck On The High Road
Posts: 1325

United Kingdom 

cheers Tony I was trying to see if a club day could be held in the chase not long ago but that would probably make it too much bother Thumbs Up Don’t worry it is supposed to sound like that...honest  
Post #99546528th Oct 2012 8:32 pm
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DiscoDunc
 


Member Since: 08 May 2006
Location: Bristol
Posts: 16390

England 2010 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

the cheaper insurance policies dont cover green lanes (elephant, admiral morethan and several others). at least they didnt when I contacted them - they thought "Off Road" meant SORN !!! Rolling Eyes

It does make you wonder what would happen if old granny who drives down a gravelled lane to walk the dog and have a nice cup of tea was to have an accicent !!!

Land rover Insurance have been great Thumbs Up and £250 cheaper than NFU. no hassle when making a claim, in fact I didnt even have to fill in any paperwork and any offroad driving is covered (public or private land) Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide  
Post #99557329th Oct 2012 8:36 am
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dangerdave
 


Member Since: 23 Nov 2010
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Post #99557629th Oct 2012 8:48 am
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