judorob2802
Member Since: 16 Feb 2013
Location: Sandbach, Cheshire
Posts: 192
  
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| A Bar Genuine Land Rover fitment - Insurance Implications |
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May seem like a stupid quesrion - Im about to fit an Abar or front protection bar and LR call them - does it have any implications to your insurance?
Plastic not steel version
Thanks
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 24th Jun 2013 6:30 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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The only way to get an acurate answer is to ask your Insurance Company.
No one else can give you the correct response 
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| 24th Jun 2013 9:10 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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Yes or No
One of those is the correct response from me  
Most insurers will have no problem with OEM accessories  21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 24th Jun 2013 9:15 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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DG wrote:Most insurers will have no problem with OEM accessories
And you picked to wrong one 
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| 24th Jun 2013 9:21 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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So you know what only they know then 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 24th Jun 2013 9:34 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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I know that only the Insurer can give judorob the answer he can rely on as being acurate.
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| 24th Jun 2013 9:38 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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Hey come on ...it's fun to speculate on a straightforward yes or no answer
Whats your odds for this tough question ? Mine would be 85% yes  21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 24th Jun 2013 9:44 pm |
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judorob2802
Member Since: 16 Feb 2013
Location: Sandbach, Cheshire
Posts: 192
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Anyway it will look mega...worth a rise...
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| 24th Jun 2013 10:01 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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You first say "most insurers will have no problem" and now you suggest "85% will say yes it has implications"
Neither you or I or indeed any forum member can give the answer on behalf of the Insurer and your initial answer was most misleading.
It may be fun to speculate but there would be no fun if an insurance policy was made void following an accident, due to the fitment and your inacurate advice.
It is often best to sit back, ask and learn rather than speculate.
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| 24th Jun 2013 10:06 pm |
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stew 46
Member Since: 01 Dec 2011
Location: cornwall
Posts: 10147
 
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Brian you must have your official head on tonight how are you both  -------------------------------------------------
if you cant hold on dont let go , it ill come in handy for something even if you never use it.
D3 SE 05,
110 s wagon 300 tdi SOLD
h top transit
crew cab transit
transit connect
ausa dumper, muck truck .
peljob 2.5 digger
06 L 200 crew cab
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| 24th Jun 2013 10:08 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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Both fine thanks - turned the pc back on twice to respond to the topic.
Now on the mobile but will pm you tomorrow.
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| 24th Jun 2013 10:14 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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BBDisco3 wrote:You first say "most insurers will have no problem" and now you suggest "85% will say yes it has implications"
Don't misquote me I meant yes to fitting it 
My initial answer was in response to yours ...the insurer will either say yes or no ...nothing related to the implications.
Someone is asking an opinion based upon people's experience ..... if we gave your answer to everyone ..then there would be no point in the forum.
Quote:It may be fun to speculate but there would be no fun if an insurance policy was made void following an accident, due to the fitment and your inacurate advice
He hasn't said he's not going to call them to enquire and my advice is on the basis of their likely answer when he does. I haven't for one minute suggested that he goes ahead without their authorisation. 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 24th Jun 2013 10:49 pm |
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judorob2802
Member Since: 16 Feb 2013
Location: Sandbach, Cheshire
Posts: 192
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Zero affect -- same with EGR blanking which I expected anyway..
Result...
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| 25th Jun 2013 2:13 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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And you have piece of mind because you have done things correctly
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| 25th Jun 2013 2:14 pm |
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judorob2802
Member Since: 16 Feb 2013
Location: Sandbach, Cheshire
Posts: 192
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Deffo...
Apparently if it was a winch bumper or steel - would need to be viewed due to my excessive high mileage risk...
Happy...
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| 25th Jun 2013 2:24 pm |
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