Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
Just taken out new insurance on a new D5. Went from £583 to over £1200. Did a lot of ringing round and found several companies would not insure it, asked why and if it was just LR and was told no. This is a common issue with ALL high end cars that have keyless entry and start.
Interestingly Saga said no on the phone but yes on a comparison site!!!!
Also note that LR will no longer take on any new insurance policies for their own brand, think that says something.
Finally got Hasting to come back with a sensible figure.MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
15th Aug 2023 7:40 am
rrhool
Member Since: 28 Aug 2014
Location: Norfolk
Posts: 4519
Keyless must be the worst security disaster of automotive development.Richard
D3 SE 2007. Triumph 2.5Pi 1973. Ferguson TEA20 1948.
Discovery 2 4.0 ES 2001- Gone
Discovery 1 300Tdi ES '95 - Gone
Range Rover Classic '79 - Gone
15th Aug 2023 8:30 am
pjm-84
Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2589
I think its affecting high end LR vehicles more so. Just re-insured both the BMW X545e and the VW California.
The BMW went up by £120 and the Cali by £30. However I did have a cheap insurance for the BMW last year. Most were £700 upwards on comparison websites (Defender P400 was £400 at that time!!) and a reputable one popped up at £550 so wasn't surprised it went up this year.
Ironically I've had a comparison website email me recently regarding the Defender, informing me that the cheapest offering for renewal is £1400 (£400 to £1400)
BMW is keyless
15th Aug 2023 8:33 am
Darryl
Member Since: 19 Dec 2009
Location: oldbury West Midlands
Posts: 1224
Just got back in the fold with an 11 plate landmark, Insurance is best part of £900 nearly made me think twice as the tax is already a killer, Me and Mrs both late 50s clean licences , Decent area, Still wonder if it’s all worth it with the price and thefts, Ya gotta love em though
15th Aug 2023 3:15 pm
Dexter
Member Since: 21 Sep 2007
Location: Aberdeenshire
Posts: 1394
High spec Volvo XC60 (value £45k) with keyless entry / start, renewal price with Aviva <£400 for me and swmbo, I’ve a couple of claims and an SP30 declared too, 12k miles a year with enhanced loaner and xs of £400.
I was expecting a higher premium so happy with that, also a cheeky wee 5% discount on the asking when I called them up.
Importantly Aviva were decent when I had to claim 👍
16th Aug 2023 9:28 am
disco chris
Member Since: 25 Apr 2022
Location: London
Posts: 281
That's not too bad at all Dexter. My renewal for 2 vehicles came through a few months ago, the Disco 3 and a BMW Z4. Last year I paid £800 for the two vehicles for me and SWMBO. New price, more than £1200, so up 50%
This is with Admiral. Frightening thing was, looking on comparison websites I couldn't have got anything for less than about £1500. So negotiated with Admiral and got them down to about £1k for both cars. Still felt like I was being robbed.
No claims ever, both in our late twenties / early thirties, both cars in a secure underground car park in London. Though some insurers class that as 'driveway parking'
16th Aug 2023 9:41 am
pjm-84
Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2589
Dexter wrote:
High spec Volvo XC60 (value £45k) with keyless entry / start, renewal price with Aviva <£400 for me and swmbo, I’ve a couple of claims and an SP30 declared too, 12k miles a year with enhanced loaner and xs of £400.
I was expecting a higher premium so happy with that, also a cheeky wee 5% discount on the asking when I called them up.
Importantly Aviva were decent when I had to claim 👍
Good to hear. My Volvo is with Aviva and the renewal should be dropping about now
16th Aug 2023 11:13 am
goldypurple
Member Since: 23 Mar 2018
Location: Norfolk uk
Posts: 96
Just took out a new policy, insurance 2010 disco 4 GS no mods, as standard, value £8k. Insured in Wife name and me as main driver, 15000 mile, Fully comp, 20 yrs protected no claims, clean license for both of us, £386ish, pay monthly took it up to £430ish this was with Halifax.
last year paid £230ish and the renewal came in at just under 600.
had the renewal come through for our kia sportage and that is more to insure than the disco
16th Aug 2023 2:40 pm
pjm-84
Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2589
pjm-84 wrote:
Dexter wrote:
High spec Volvo XC60 (value £45k) with keyless entry / start, renewal price with Aviva <£400 for me and swmbo, I’ve a couple of claims and an SP30 declared too, 12k miles a year with enhanced loaner and xs of £400.
I was expecting a higher premium so happy with that, also a cheeky wee 5% discount on the asking when I called them up.
Importantly Aviva were decent when I had to claim 👍
Good to hear. My Volvo is with Aviva and the renewal should be dropping about now
Well the Volvo has gone from £254 to £371 (although that will lower slighty) .... cheapest like for like is circa £340 - so the market has moved on.
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Ya gotta love em though
